{"id":226,"date":"2019-02-26T08:38:22","date_gmt":"2019-02-26T08:38:22","guid":{"rendered":"http:\/\/macallanbroker.wwwssr11.supercp.com\/?page_id=226"},"modified":"2021-09-30T09:14:21","modified_gmt":"2021-09-30T02:14:21","slug":"personal-insurance","status":"publish","type":"page","link":"https:\/\/macallanbroker.com\/th\/personal-insurance\/","title":{"rendered":"\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2a\u0e48\u0e27\u0e19\u0e1a\u0e38\u0e04\u0e04\u0e25"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”3.22″ custom_padding=”34px|3px|26px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ make_equal=”on” _builder_version=”3.25″ background_color=”#2d7fb5″ custom_padding=”|20px||20px” border_width_all=”1px” border_color_all=”rgba(51,51,51,0.11)” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/macallanbroker.com\/wp-content\/uploads\/2019\/02\/011-personal-insurance.jpg” show_bottom_space=”off” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.3.3″ border_width_all=”1px” border_color_all=”#ffffff” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”3.25″ custom_padding=”10px|10px|10px|10px” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” text_color=”light” _builder_version=”3.19.15″ title_level=”h2″ title_font=”Open Sans|700|||||||” title_font_size=”50px” custom_margin=”19px||19px||true” custom_padding=”||” global_colors_info=”{}”][\/et_pb_post_title][et_pb_text _builder_version=”3.27.4″ text_font=”||||||||” text_text_color=”#ffffff” global_colors_info=”{}”]<\/p>\n

Personal insurance policies have been developed to cover virtually any risk that an individual or a family could possibly face. While most people will not need every type of policy, everyone should need at least one and probably more. Depending on the type of operation that is being insured, rates and coverage limits may vary.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=”on” _builder_version=”3.25″ background_color=”rgba(0,0,0,0.01)” custom_margin=”||” custom_padding=”|20px||20px” border_width_all=”1px” border_color_all=”rgba(51,51,51,0.11)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Home Insurance<\/strong><\/h2>\n

Insurance against financial losses associated with damage or loss of a property you own.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Personal Effects Insurance<\/h2>\n

Insures such things as cameras, jewellery, watches and other such items that you carry on or about your person most of the time.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Liability Insurance<\/h2>\n

Protects you against financial loss if your actions, your negligence or the condition of your property is found to cause a person to be injured or killed, or a person\u2019s property to be damaged or destroyed or they suffer loss as a result of relying on your services or advice. Apart from this, the insurance covers two key financial risks. One is the legal cost of defending a claim. The second is the compensation that you may be directed to pay the injured or wronged party, plus their legal costs, if a claim against you is upheld.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Motor (Comprehensive) Insurance<\/h2>\n

Ensures you have cover for damage to your own vehicle and other people\u2019s property, as well as theft and some other risks, plus legal costs.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Contents Insurance<\/h2>\n

Covers financial losses caused by the loss, theft or damage to your possessions that usually remain on your insured property.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Renter\u2019s or tenant\u2019s Insurance<\/h2>\n

A low-cost contents policy for tenants that provides limited cover for events such as fire and theft.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Medical Insurance<\/h2>\n

Covers the cost of an insured individual\u2019s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. Optional extras include: Out-Patient, Maternity, Dental as well as deductible\/excess payment terms.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Travel Insurance<\/h2>\n

Will cover you for financial losses caused by a wide range of events that can affect your trip, whether they occur before, during or even after your trip. These might include travel modification, cancellation or interruption, medical expenses, baggage damage or theft, and more.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Home and Contents Insurance<\/h2>\n

Policies that combine the features of both types of the above insurances.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Landlord\u2019s Insurance<\/h2>\n

Provides cover associated with the risks of renting out a property.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Workman\u2019s Compensation Insurance<\/h2>\n

If you hire someone on a non-permanent basis and that person is then injured on the job, this policy covers their medical expenses and loss of income as well as other potential claims against you and your property.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”3.27.4″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_2_text_color=”#0c71c3″ header_3_font=”||||||||” header_4_font=”||||||||” custom_margin=”||50px” global_colors_info=”{}”]<\/p>\n

Funeral Insurance<\/h2>\n

This designed to relieve your family of the financial burden of your funeral. There are no lengthy application forms or intrusive questions and most claims are paid out as soon as the correct documentation has been received.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=”on” _builder_version=”3.25″ background_color=”rgba(0,0,0,0.01)” custom_margin=”30px||” custom_padding=”|20px||20px” border_width_all=”1px” border_color_all=”rgba(51,51,51,0.11)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font=”||||||||” text_text_color=”#ffffff” header_font=”||||||||” header_text_color=”#ffffff” header_2_font=”|700|on||||||” header_2_text_color=”#ffffff” background_color=”#0b86bf” custom_margin=”||” custom_padding=”10px||10px|10px” global_colors_info=”{}”]<\/p>\n

Get A Quote<\/h2>\n

Please mention the type of Insurance you are looking for and any additional information you think would be helpful.<\/em><\/p>\n

[\/et_pb_text][et_pb_contact_form email=”info@macallanbroker.com” success_message=”Thanks for getting in contact with us. One of our staff will get back to you as soon as possible.” submit_button_text=”Send” _builder_version=”4.10.7″ title_font=”||||||||” form_field_font=”||||||||” custom_button=”on” button_text_color=”#ffffff” button_bg_color=”#0b86bf” button_bg_color_gradient_end=”#0c71c3″ button_border_width=”1px” button_border_color=”rgba(0,0,0,0)” button_border_radius=”0px” button_font=”||||||||” button_icon=”%%75%%” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_contact_field field_id=”Name” field_title=”Name” _builder_version=”3.19.15″ form_field_font=”||||||||” form_field_font_size=”14px” form_field_line_height=”1em” custom_margin=”||” custom_padding=”||” border_width_all=”1px” border_color_all=”rgba(0,0,0,0.14)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”Email Address” field_type=”email” _builder_version=”3.19.15″ border_width_all=”1px” border_color_all=”rgba(0,0,0,0.14)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Message” field_title=”Message” field_type=”text” fullwidth_field=”on” _builder_version=”3.19.15″ border_width_all=”1px” border_color_all=”rgba(0,0,0,0.14)” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Personal insurance policies have been developed to cover virtually any risk that an individual or a family could possibly face. While most people will not need every type of policy, everyone should need at least one and probably more. 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